PF Calculator

Calculate your Provident Fund corpus at retirement based on your current salary, contribution rate, and expected annual increments.

Basic + DA (Monthly)₹40,000

₹

Current PF Balance₹2,00,000

₹

Years to Retirement25 years

years

Salary Increment (Yearly)5%

PF Return Rate8.15%

VPF (Voluntary Monthly)₹0

₹

Monthly Contribution Breakdown

Employee (12%)

₹4,800

Employer EPF (3.67%)

₹1,468

EPS (8.33%)

₹1,250

capped ₹1,250/mo

Result

₹1,10,72,060

Corpus at Retirement

Total Contributions₹35,89,841

Interest Earned₹72,82,219

Total Corpus₹1,10,72,060

Est. EPS Pension/mo₹5,357

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Frequently Asked Questions

The EPF interest rate for FY 2024-25 is 8.25% per annum. The rate is declared annually by the EPFO and has ranged between 8.1% and 8.65% in recent years.