NPS Calculator

Estimate your NPS corpus, monthly pension, and lump sum at retirement. See the additional tax benefit under Section 80CCD(1B) worth up to Rs 50,000.

30 yrs
yrs
5,000
10%
%
40%
%

Minimum 40% must be used to purchase annuity

6%
%

Result

₹22,793

Est. Monthly Pension


Investment Period30 years
Total Invested₹18,00,000
Corpus at 60₹1,13,96,627
Lump Sum (tax-free)₹68,37,976
Annuity Purchase₹45,58,651
Monthly Pension₹22,793
80CCD Tax Saving/yr₹50,000

Frequently Asked Questions

NPS offers triple tax benefits: (1) Up to Rs 1.5 lakh under Section 80CCD(1) within the 80C limit, (2) Additional Rs 50,000 under Section 80CCD(1B) over and above the 80C limit, (3) Employer contribution up to 14% of salary under Section 80CCD(2) with no upper cap — available in both old and new regimes.